Gladiator Computers – Finance Options with V12 Finance
Gladiator Computers offer a number of different finance plans in conjunction with V12 Finance. Finance is available on all purchases over 300 inc VAT*, and features an instant decision and no paperwork.
Once you have familiarised yourself with the finance options available and would like to make a purchase using V12 Finance, simply continue to shop online, select the Finance option when you reach the shopping checkout, and then select “apply”.
Very popular low-cost promotional finance, allowing you to buy now and pay up to 12 months later, without paying any interest .
- Typical deferred periods available; 6, 9 and 12 months.
- Typical APR 29.8% – if you do not settle in the deferred period.
- Costs spread over 42, 39, or 36 months.
Applying for finance only takes a few minutes and your financial approval will be turned round within seconds. Below are some frequently asked questions and some example calculations for the finance plans we offer. Feel free to contact us if you have any further questions or comments.
Note: A service charge may be applied for some products.
6 Months / 42 – Representative Example of Finance
A hassle free personal loan at a rate of interest set at 29.8% over a 42 month period allowing you to spread the cost of the purchase over 42 equal monthly payments. The repayments will be deferred by 6 months. Should you wish to pay the balance off in full within the deferred period then you will not be charged any interest on the balance.
Here is a representative example based on a purchase of 450:
Sale Price (inc VAT)
Less 10% Deposit*
45.00 (2dp) 2
Amount that you wish to borrow
Interest/Total Charge for Credit
Total Amount Payable Against Loan
V12 Finance Service Fee
42 Monthly Repayments
Annual Percentage Rate (APR)
Total Amount Paid at End of Agreement
(Balance Payable + Deposit + Service Fee)
653.10 + 45.00 + 25.00 = 723.10
If your online application is received between 9am and 11pm, in most cases you will know immediately if your application has been accepted or declined. However, credit applications can be referred and if this is the case you will be notified as soon as a decision has been reached.
If your application for credit is accepted you must eSign the credit agreement to complete your order. Your order will be despatched to you once V12 Finance has confirmed that your agreement has been eSigned, which only takes a few minutes.
Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies. This information allows us to produce consistent decisions, ensuring all our applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion, disability or colour.
We acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that we will automatically turn down a further request. We do suggest, however, that you leave at least 6 months between applications.
To apply for finance with Aria Technology Ltd, you must be over 18, and you or your partner must work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the past three years or more. Unfortunately, we are unable to offer online finance to residents of Eire.
In addition to credit scoring, we also take into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Although we are unable to provide you with a reason if your application is declined, it is usually based on one or more of the following reasons:
- Adverse credit reference agency information
- Your credit score (note that every finance company will score you differently)
- You are aged under 18
- You are considered to be overcommitted
- Poor account performance with other lenders
Some of the information is public information, for example electoral roll, Counll Credit Group Limited
One Park Lane
LS3 1EP Experian Limited
Consumer Help Desk
PO Box 8000
NG1 5GX Equifax
PO Box 3001
To find out more about credit decisions visit the company’s website below:
In order to safeguard applications, orders that are being paid for by credit can only be delivered to your home address. Once the finance agreement has been approved, and a delivery address confirmed, it cannot be changed.
Yes! We will reserve your stock for 5 working days from submitting your finance request. To avoid disappointment, ensure you eSign your agreement and complete your order as soon as you can.
1 Subject to status. Terms and conditions apply.
2 The 10% deposit may be altered to secure a more rounded loan amount. This may mean that the 10% deposit could be altered to slightly more or less than 10% of the initial purchase.
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Gladiator Computers – Aria House – 2 Belle Vue Avenue – Pottery Lane – Manchester – M12 4AS Sales 0161 248 1611 (Call to purchase over the phone)
Customer Care 0161 248 1626 (For all after sales queries)
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Velo Systems Ltd. trading as Gladiator Computers and Aria Technology | Registered in England | Company No. 03784471 | Terms and Conditions of Sale | Disclaimer