Atlas Finance – Personal Loans South Africa #cashflow #finance


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welcome to our family

Assisting our clients according to their financial needs, through personal loans, has always been the heartbeat of Atlas Finance, ever since our inception over 20 years ago. We are committed to doing all we can to provide you with an affordable and appropriate loan, whatever the reason, and we will treat you fairly and in confidence.

You can find out more about Atlas Finance here. read up on some of our handy tips about taking out a loan, or get started with your application right away. If you would prefer to discuss your loan face-to-face with one of our helpful consultants, click here to find a branch near you!

Atlas Finance is an authorised financial services provider (FSP 46412) and registered credit provider (NCR CP 3994)

Non-Payment

Our collections department will try everything so that we can make arrangements to resolve non-payment. Should we however not receive the money in a reasonable period, your account will be handed over to an external collections company. Continued failure to repay a loan will mean we may be forced to take legal action against you. In addition the credit bureaux will record the outstanding debt. This information may be supplied to other organisations to perform similar checks and to trace your whereabouts and recover debts that you owe. Records remain on file for a number of years after they are closed, whether settled by you or not.

Annual Percentage Rate

All short term loans carry an annual rate of 60% as per the definition of the NCA

Renewal Policy

Each and every loan application is a separate loan and is treated as such from application to quotation and ultimate contracting. Paid up or settled loans are not automatically renewed.


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